Homeowners
Protecting Your Business Against Frozen Pipes and Sprinkler Systems
Protecting Your Business Against Frozen Pipes and Sprinkler Systems During the winter season, businesses face a unique set of property challenges,...
Hurricane Toolkit for Property Owners
Bitner Henry Insurance Group provides this free hurricane toolkit for property owners. This guide covers: How to prepare for a hurricane What to do...
Hurricane Milton Losses Likely To Exceed $35 Billion
While Hurricane Milton’s landfall missed a worst-case scenario strike on Tampa Bay, insured losses from the Oct. 10 storm will likely exceed $35...
The Insurance Market Cycle: Hard Versus Soft Markets
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms...
What are Coverage Exclusions in Homeowners and Auto Insurance?
Insurance policies often explicitly state what they will not pay for. These are known as coverage exclusions. It is important to understand your...
P&C Industry’s Net Underwriting Loss to Hit A 10-year High Of $38B
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....